BEGIN:VCALENDAR
PRODID;X-RICAL-TZSOURCE=TZINFO:-//com.denhaven2/NONSGML ri_cal gem//EN
CALSCALE:GREGORIAN
VERSION:2.0
BEGIN:VEVENT
DESCRIPTION:Investors Home Mortgage\, and Coccia Realty\, Inc.\, will be 
 hosting a FREE Home Buyers&rsquo\; Seminar on Thursday (3/1) from 5:15-6
 :00 at Investors Savings Bank\, 16 Waverly Place\, Madison.\n&ldquo\;Thi
 s informative\, fast paced seminar will cover the entire home buying pro
 cess\,&rdquo\; states Caitlyn Brown\, Mortgage expert\, for Investors.&n
 bsp\; &ldquo\;We will be discussing buyer qualifying\, choosing the righ
 t mortgage incentives and down payment assistance programs\, as well hav
 e an experienced local real estate broker to speak about the benefits of
  working with a Realtor.&rdquo\;\nTopics to be covered include:&nbsp\; c
 hoosing the right mortgage\; down-payment options\; working with a Realt
 or\; making offers and contracts\; the mortgage process\; closing on a n
 ew home.\n&nbsp\;&ldquo\;I believe this seminar is perfect for the first
 -time homebuyers\,&rdquo\; explains Jeffrey David Halpern\, Vice-Preside
 nt- Branch Manager of Coccia Realty &ldquo\;however\, all buyers should 
 attend.&nbsp\; The process of buying today has changed with the times.&n
 bsp\; And to get the most comprehensive search for that perfect home\, b
 egins with a starting point.&nbsp\; This seminar is that starting point.
 &rdquo\;\nCoccia Realty\, Inc.\, of Madison\, has been selling homes sin
 ce 1961\, with several offices throughout Northern New Jersey.&nbsp\; Mr
 . Halpern\, has been in the real estate business since 1985\, and a NJ l
 icensed real estate broker since 1987.&nbsp\;\nInvestors Home Mortgage\,
  a Wholly Owned Subsidiary of Investors Bank\, offers an array of mortga
 ge programs to assist buyers from first-timers to savvy investors.&nbsp\
 ; Some of the programs to be pointed out are reduced rates for low-to-mo
 derate income individuals\, how to qualify for $2\,500. towards closing 
 costs\, and a down payment assistance program of up to $7\,500.&nbsp\;\n
 Those in attendance will receive a home buyer&rsquo\;s information packa
 ge and&nbsp\;access to&nbsp\;housing alerts. Refreshments will be served
 .&nbsp\; Parking is available as well as transportation by train to the 
 Madison Train Station (just a half block from the seminar sight).&nbsp\;
  &nbsp\;For more information on this informative free seminar or to regi
 ster\, or for any of your real estate and mortgage needs\, please contac
 t: Ms. Brown\, Investors Home Mortgage at 908.625.0368 or cbrown@myinves
 torsbank.com (www.myinvestorsbank.com/home/loans/seminars) \; or\, Jeffr
 ey Halpern\, Coccia Realty\, Inc.\,&nbsp\; at 973.377.4400 or jeff@mycoc
 cia.com&nbsp\; (www.cocciarealty.com) . &nbsp\;&nbsp\;&nbsp\;
URL:http://mendham-chester.patch.com/events/free-home-buyers-seminar-87cd
 1df4
SUMMARY:FREE HOME BUYERS SEMINAR
LOCATION:16 Waverly Pl\, Madison\, NJ 07940: 16 Waverly Pl\, Madison\, NJ
END:VEVENT
END:VCALENDAR